Life Insurance
Tracked across real Commander games played through TurnZero HQ.
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What it does
Extort (Whenever you cast a spell, you may pay {W/B}. If you do, each opponent loses 1 life and you gain that much life.)
Whenever a nontoken creature dies, you lose 1 life and create a Treasure token.
Combos with Life Insurance
Lines this card is part of — what it needs alongside it, and what the two of them do. An infinite result is the one that moves a deck's bracket.
- Bloodsoaked Champion Ashnod's Altar Zulaport Cutthroat Infinite
- Infinite colorless mana
- Infinite death triggers
- Infinite creature ETB
- Infinite lifeloss
- Infinite creature LTB
- Bloodsoaked Champion Phyrexian Altar Zulaport Cutthroat Infinite
- Infinite death triggers
- Infinite creature ETB
- Infinite lifeloss
- Infinite creature LTB
- Bloodsoaked Champion Phyrexian Altar Blood Artist Infinite
- Infinite death triggers
- Infinite creature ETB
- Infinite lifeloss
- Infinite creature LTB
- Ashnod's Altar Falkenrath Noble Bloodsoaked Champion Infinite
- Infinite colorless mana
- Infinite death triggers
- Infinite creature ETB
- Infinite lifeloss
- Infinite creature LTB
- Infinite creature sacrifice triggers
- Phyrexian Altar Falkenrath Noble Bloodsoaked Champion Infinite
- Infinite death triggers
- Infinite creature ETB
- Infinite lifeloss
- Infinite creature LTB
- Infinite creature sacrifice triggers
- Ashnod's Altar Falkenrath Noble Reassembling Skeleton Infinite
- Infinite colorless mana
- Infinite death triggers
- Infinite creature ETB
- Infinite lifeloss
- Infinite creature LTB
- Infinite creature sacrifice triggers
- Phyrexian Altar Falkenrath Noble Reassembling Skeleton Infinite
- Infinite death triggers
- Infinite creature ETB
- Infinite lifeloss
- Infinite creature LTB
- Infinite creature sacrifice triggers
Combo data from Commander Spellbook, the community-maintained database of Magic combos. Mirrored nightly.
Rulings
4 official rulings, in the order Wizards published them.
- 2024-01-12
You may pay W/B a maximum of one time for each extort triggered ability. You decide whether to pay when the ability resolves.
- 2024-01-12
The extort ability resolves before the spell that caused it to trigger. The ability resolves even if that spell is countered.
- 2024-01-12
The extort ability doesn't target any player.
- 2024-01-12
The amount of life you gain from extort is based on the total amount of life lost, not necessarily the number of opponents you have. For example, if your opponent's life total can't change (perhaps because that player controls Platinum Emperion), you won't gain any life.
Rulings are Wizards of the Coast's own, mirrored from Scryfall and refreshed nightly.
In the 99
Every deck whose current list includes Life Insurance, whatever its commander.
Most played under
| Commander | Decks | Games | Win rate |
|---|---|---|---|
| Athreos, God of Passage | 1 | 0 | — |
| The Master of Keys | 1 | 0 | — |
Colors it shows up in
- Orzhov 1 deck
- Esper 1 deck
Every version of Life Insurance
5 printings, newest first. Prices are the market figures Scryfall publishes, refreshed nightly — a printing with no figure shows a dash rather than a zero, because Scryfall genuinely publishes none for some of them.

Duskmourn: House of Horror Commander
- Normal
- $0.29

Outlaws of Thunder Junction Commander
- Normal
- $0.30

Extended Art
- Normal
- $1.45

- Normal
- $0.32

Promo
New Capenna Commander Promos
- Foil
- $12.71
Prices from Scryfall, which tracks the TCGplayer and Cardmarket markets. They move daily and are a guide rather than a quote. Search TCGplayer for Life Insurance — a name search across every version, for the printings TCGplayer publishes no direct link to.
Aggregated from Commander games tracked in TurnZero HQ. Every figure counts decks and games only — no individual deck list, player or playgroup is identified. Win rates are withheld below 5 completed games, where the sample is too small to mean anything.